Cooperative Mutual Insurance Company

We’re a Cooperative Serving Cooperatives

Cooperative Mutual Insurance Company has never viewed itself as a company simply selling insurance to agricultural cooperatives. As a cooperative serving cooperatives, our relationship and commitment to our customer/owner is much deeper. Each day we commit to partner with you, working hard to help you be more efficient, profitable, and safe.

How do we deliver on that commitment?

We work with each client to develop an insurance and risk management package that meets your cooperative’s specific needs.
Our experts strive to keep you abreast of new laws, regulations, and information that impact your business.
Claims are handled quickly, thoroughly, and professionally.
We pride ourselves on building and maintaining a relationship of trust with each of our clients.
Every one of our staff—from loss control representatives to claims personnel to the president—is accessible, should you have a concern or question.

Our Story

Cooperative Mutual Insurance Company (CMIC) was formed in 1935 as an assessment company by cooperatives to provide a competitive market for property insurance for cooperatives in Nebraska. The original name of CMIC was Farmers Union Industries Mutual Insurance Company. Property insurance was underwritten by Farmers Union Industries Mutual Insurance Company and other lines of insurance were placed through a wholly-owned subsidiary, Farmers Union Industries Mutual Insurance Agency.

Farmers Union Industries Mutual Insurance Company was converted to a mutual company in 1949 in order to obtain a license in Kansas. In 1968, the name of the Company and Agency were changed to Industries Mutual Insurance Company and Industries Insurance Agency of Nebraska, Inc., respectively. In 1985, the name of the Company and Agency were change to Cooperative Mutual Insurance Company (CMIC) and Cooperative Insurance Agency of Nebraska, Inc.

In 1993, CMIC began writing casualty lines to go along with their property insurance programs. CMIC currently conducts business in Colorado, Illinois, Iowa, Kansas, Missouri, Minnesota, North Dakota, Nebraska, South Dakota and Wisconsin.