The Cooperative Mutual Insurance Company Loss Control team plays an integral role in providing those we insure with quality insurance and risk management products and services. We understand that an effective loss control program helps protect people and property, thus increasing profitability.

Our Loss Control staff is readily available to provide the following services to assist our customers in preventing and controlling losses:

1. Hazard Surveys
   In an effort to detect potential hazards that could result in property and/or casualty losses, we conduct an on-site survey of your facilities, at a minimum, once annually.
   
2. Trend Analysis
   Our loss control representatives are trained to analyze prior and current loss trends for your cooperative:
   
   • During the regularly scheduled annual survey, we review trends and make recommendations on specific ways to minimize losses.
   • Customers can request loss runs during other times of the year in order to gauge their safety efforts.
     
3. Regulatory Compliance
   We provide information concerning governmental standards, regulations, and required safety training affecting your cooperative:
   
   • We have specialists in propane, transportation, and agronomy issues.
     
4. Employee Safety Training
   Safety training is a vital component in minimizing loss. We provide:
   
   • An extensive and updated video library on a wide range of safety issues. Videos are available on loan to customers for safety training.
   • Assistance with safety meetings.
     
5. Agronomy Information
   Our on-staff agronomist is available to assist you on agronomy-related issues, including:
   
   • Conducting meetings focused on preventing custom application claims.
     
6. The Partner
   Our quarterly newsletter can be directed to managers, safety directors, agronomy managers, and branch locations. It covers:
   
   • Safety and regulatory issues.
   • Claims information.
   • Agronomy information.
   • Additional insurance-related information that can impact your cooperative.
     
7. www.coopmutual.com
   The Web site is an additional resource complementing our personal service. Our Web site offers:
   
   • Links to federal and state regulatory agencies.
   • Online ordering of safety videos.
   • Claim form, which can be printed or completed online.
   • Past issues of The Partner.